Secured lending can be an option for companies looking to raise money and financing future development.

When the directors of a company believe it would be in the best interests of the company to raise funds to invest into the business, there are numerous options for them to consider. These usually fall into two categories: Debt financing and equity financing. Bank security and secured lending are a type of debt financing, which involves taking out a loan with a bank which, in return, will take security over an asset or several assets of the company.

During the lending process, the lender will have certain formalities that it will need to satisfy before it grants the loan. This will undoubtedly involve a due diligence process on the assets offered as security, as well as ensuring the company has the relevant corporate authorisations.

When taking out a secured loan with a lender, it is important that your legal expert undertakes a thorough review of the terms of the loan to ensure your interests are protected. A good adviser will also make sure that you are aware of all the lender’s terms and negotiate any relevant terms accordingly.  

We have the expertise to make certain your interests are protected at every step, from initial enquiry to post-completion formalities.  We will work with you to understand your business and use this to adopt an approach that supports your goals.